100+ Government Schemes and the Implementing Ministries

Government of India runs hundreds of schemes – under Central Plan and Central Assistance to States Plan.



These are-

1. PAHAL (DBT)
   • Ministry/Department : Ministry of Petroleum and Natural Gas
2. Pradhan Mantri UJJAWALA Yojana
   • Ministry/Department : Ministry of Petroleum and Natural Gas
3. National LED Programme (UJALA) – UJALA stands for Unnat Jyoti by Affordable LEDs for All.
   • Ministry/Department: Ministry of Power.
4. Green Corridor Project:
   • Ministry of New & Renewable Energy
5. Green Highway Policy:
   • Ministry of Road Transport and Highway
6. Namami Gange
   • Ministry of Water Resources.
   • Ministries of Environment, Urban Development, Shipping, Tourism & Rural Development are coordinating with Water Resource ministry in it.
7. National Mission of Green India
   • Ministry/Department : Ministry of Environment, Forest & Climate Change
8. Crime and Criminal Tracking Network and Systems (CCTNS)
   • Ministry/Department : Ministry of Home Affairs
9. Digital India.
   • Ministry/Department: DeitY, Ministry of Communication. Implemented by entire government machinery in their respective domains.
10. Digi-Locker
    • Ministry/Department : Ministry of Communication and IT
11. e-Biz
    • Ministry/Department : Department of Industrial Policy and Promotion (DIPP), Ministry of Commerce & Industry
    • Implemented by Infosys
12. e-Courts Mission Mode Project
    • Ministry/Department : Ministry of Law and Justice
    • The project is being implemented by National Informatics Centre (NIC), Ministry of IT
13. Jeevan Pramaan
    • Ministry/Department : Department of Electronics and IT, Ministry of Communication and IT
14. National Optical Fibre Network (NOFN)
    • Ministry/Department : Department of Electronics and IT, Ministry of Communication and IT
15. Nowcast
    • Ministry/Department : Ministry of Agriculture
    • collaborative effort between mKisan Portal developed by DAC, weather technologies adopted by IMD and GIS Portal of NIC
16. PRAGATI – ProActive Governance and Timely Implementation
    • Ministry/Department: Prime Minister’s Office.
17. Startup-India
    • Ministry/Department : DIPP, Ministry of Commerce and Industry
18. India Aspiration Fund & SMILE loans
    • Ministry of Finance.
19. Atal Pension Yojana
    • Ministry/Department : Ministry of Finance
    • Administered by the Pension Fund Regulatory and Development Authority
20. Mudra Bank and Pradhan Mantri Mudra Yojana
    • Ministry/Department : Ministry of Finance
21. Pradhan Mantri Jan Dhan Yojana
    • Ministry/Department : Ministry of Finance
22. Pradhan Mantri Suraksha Bima Yojana (PMSBY)
    • Ministry/Department : Ministry of Finance
23. Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)
    • Ministry/Department : Ministry of Finance
24. Stand-up India
    • Ministry/Department : Department of Financial Services (DFS), Ministry of Finance.
25. Sovereign Gold Bonds
    • Ministry/Department : Ministry of Finance
    • In association with RBI
26. Gold Monetization Scheme
    • Ministry/Department : Ministry of Finance
27. Rashtriya Arogya Nidhi (RAN)
    • Ministry/Department : Ministry of Health & Family Welfare
28. Jan Aushadhi Scheme
    • Ministry/Department : Department of Pharmaceuticals, Ministry of Chemicals and Fertilizers
29. Janani Shishu Suraksha Karyakram (JSSK)
    • Ministry/Department : Ministry of Health and Family Welfare
30. Janani Suraksha Yojana (JSY)
    • Ministry/Department : Ministry of Health and Family Welfare
31. Mission Indradhanush
    • Ministry/Department : Ministry of Health & Family Welfare
32. National Health Assurance Mission
    • Ministry/Department : Ministry of Health & Family Welfare
33. National Rural Health Mission (NHM)
    • Ministry/Department : Ministry of Health & Family Welfare
34. National Urban Health Mission (NUHM)
    • Ministry/Department : Ministry of Health & Family Welfare
    • Implemented by the Ministries of Urban Development, Housing & Urban Poverty Alleviation, Human Resource Development and Women & Child Development
35. National Ayush Mission
    • Ministry/Department : Department of Ayush, Ministry of Health & Family Welfare
36. National Health Protection Scheme
    • Ministry/Department : Ministry of Finance
37. Pradhan Mantri Swasthya Suraksha Yojana (PMSSY)
    • Ministry/Department : Ministry of Health & Family Welfare
38. Pharma Jan Samadhan Scheme
    • Ministry/Department : National Pharmaceutical Pricing Authority (NPPA), Department of Pharma, Ministry of Chemical & Fertilisers
39. Rashtriya Swasthya Bima Yojana (RSBY)
    • Ministry/Department : Ministry of Health & Family Welfare (Earlier it was under Ministry of Labour and Employment)
40. Bharat Mala Project
    • Ministry/Department : Ministry of Road, Transport and Highway
41. Deendayal Upadhyaya Gram Jyoti Yojana
    • Ministry/Department : Ministry of Power
42. Ganga Gram Yojana
    • Ministry/Department: Ministry of Water Resources
43. Integrated Power Development Scheme
    • Ministry/Department : Ministry of Power
44. Mega Food Park Scheme
    • Ministry/Department : Ministry of Food Processing Industries
45. Pradhan Mantri Gram Sadak Yojana (PMGSY)
    • Ministry/Department : Ministry of Rural Development
46. Project Mausam
    • Ministry/Department : Ministry of Culture
    • Implemented by the Archaeological Survey of India (ASI) as the nodal agency
47. RURBAN – Also called Shyama Prasad Mukharjee Rurban mission
    • Ministry/Department : Ministry of Rural Development
48. Sagarmala scheme
    • Ministry/Department : Ministry of Shipping
49. Sansad Adarsh Gram Yojana
    • Ministry/Department : Ministry of Rural Development
50. Setu Bharatam
    • Ministry/Department: Ministry of Road, Transport and Highway
51. Swacchh Bharat Abhiyan
    • Ministry/Department: Ministry of Drinking Water and Sanitation (for Gramin) and Ministry of Urban Development (for Urban)
52. UDAY – UDAY stands for Ujwal DISCOM Assurance Yojana
    • Ministry/Department: Ministry of Power
53. Amended Technology Upgradation Fund Scheme
    • Ministry/Department : Ministry of Textile
54. Make in India Programme
    • Ministry/Department : Ministry of Commerce & Industry
55. National Investment and Manufacturing Zones
    • Ministry/Department : Ministry of Commerce & Industry
56. Gram Uday se Bharat Uday Abhiyan
    • Run jointly by the Ministries of Rural Development, Agriculture, Social Justice, Labour and Information and Broadcasting along with the States.
57. Khelo India
    • Ministry/Department : Ministry of Youth Affairs and Sports
58. Ishan Uday
    • Ministry/Department : Ministry of Human Resource Development
59. Ishan Vikas
    • Ministry/Department : Ministry of Human Resource Development
60. Ajeevika – National Rural Livelihoods Mission (NRLM)
    • Ministry/Department : Ministry of Rural Development
61. MGNREGA
    • Ministry/Department : Ministry of Rural Development
62. National Skill Development Mission
    • Ministry/Department : Ministry of Skill Development and Entrepreneurship
63. Pradhan Mantri Kaushal Vikas Yojana
    • Ministry/Department : Ministry of Skill Development and Entrepreneurship
64. Pandit Deendayal Upadhyay Shramev Jayate Karyakram
    • Ministry/Department : Ministry of Labour and Employment
65. USTAAD Scheme
    • Ministry/Department : Ministry of Minority Affairs
66. PRASAD – Pilgrimage Rejuvenation and Spirituality Augmentation Drive
    • Ministry/Department : Ministry of Tourism
67. HRIDAY – National Heritage City Development and Augmentation Yojana
    • Ministry/Department : Ministry of Urban Development
68. Nai Manzil Scheme
    • Ministry/Department : Ministry of Minority Affairs
69. Nai Roshni Scheme
    • Ministry/Department : Ministry of Minority Affairs
70. Pradhan Mantri Khanij Kshetra Kalyan Yojana (PMKKKY)
    • Ministry/Department : Ministry of Mines
71. Vanbandhu Kalyan Yojna
    • Ministry/Department : Ministry of Tribal Affairs
72. AMRUT – Atal Mission for Rejuvenation and Urban Transformation
    • Ministry/Department : Ministry of Urban Development
73. Housing for All by 2022 Mission
    • Ministry/Department : Ministry of Housing & Urban Poverty Alleviation
74. Pradhan Mantri Awas Yojana
    • Ministry/Department : Ministry of Housing & Urban Poverty Alleviation
75. Pradhan Mantri Awas Yojana – Gramin
    • Ministry/Department : Ministry of Rural Development
76. Smart City
    • Ministry/Department: Ministry of Urban Development
77. Beti Bachao, Beti Padhao Scheme
    • Ministry/Department : Ministry of Women and Child Development, Ministry of Health and Family Welfare and Ministry of Human Resource Development
78. Digitial Gudda Guddi Board
    • Ministry/Department : Ministry of Women and Child Development
79. Indira Gandhi Matritva Sahayog Yojana
    • Ministry/Department : Ministry of Women and Child Development
80. Integrated Child Development Services (ICDS)
    • Ministry/Department : Ministry of Women and Child Development
81. SABLA – Rajiv Gandhi Scheme for Empowerment of Adolescent Girls
    • Ministry/Department : Ministry of Women and Child Development
82. Soil Health Card Scheme
    • Ministry/Department : Department of Agriculture, Cooperation & Farmers Welfare
83. PM Krishi Sinchai Yojana
    • Ministry/Department : Ministry of Agriculture & Farmers Welfare
84. PM Gram Sinchai Yojana
    • Ministry/Department : Ministry of Agriculture & Farmers Welfare
85. Paramparagat Krishi Vikas Yojna
    • Ministry/Department : Ministry of Agriculture & Farmers Welfare
86. Rashtriya Krishi Vikas Yojana
    • Ministry/Department :Ministry of Agriculture & Farmers Welfare
87. Price Stabilization Fund
    • Ministry/Department :Ministry of Agriculture & Farmers Welfare
88. KISAN (Crop Insurance)
    • Ministry/Department : Department of Agriculture and Cooperation, Ministry of Agriculture & Farmers Welfare
89. Integrated Scheme for Agriculture and Marketing (ISAM)
    • Ministry/Department : Ministry of Agriculture & Farmers Welfare
90. National Mission on Agricultural Extension and Technology (NMAET)
    • Ministry/Department :Ministry of Agriculture & Farmers Welfare
91. National Horticulture Mission
    • Ministry/Department : Department of Agriculture and Cooperation, Ministry of Agriculture & Farmers Welfare
92. National Mission on Sustainable Agriculture
    • Ministry/Department : Department of Agriculture and Cooperation, Ministry of Agriculture & Farmers Welfare
93. National Dairy Plan
    • Ministry/Department : Department of Animal Husbandry, Dairying and Fisheries
94. National Initiative on Climate Resilient Agriculture (NICRA)
    • Ministry/Department : Ministry of Agriculture & Farmers Welfare
95. Mission for Integrated Development of Horticulture
    • Ministry/Department : Department of Agriculture and Cooperation, Ministry of Agriculture & Farmers Welfare
96. National Mission on Oilseeds & Oil Palm (NMOOP)
    • Ministry/Department : Department of Agriculture and Cooperation, Ministry of Agriculture & Farmers Welfare
97. National Food Security Mission
    • Ministry/Department : Ministry of Agriculture & Farmers Welfare
98. National Agriculture Market (NAM)
    • Ministry/Department : Department of Agriculture & Cooperation, Ministry of Agriculture & Farmers Welfare
99. Pradhan Mantri Fasal Bima Yojana
    • Ministry/Department : Ministry of Agriculture & Farmers Welfare
100. ASMITA
     • Ministry/Department : Ministry of Human Resource Development
101. GIAN – GIAN stands for Global Initiative of Academic Networks
     • Ministry/Department : Ministry of Human Resource Development
102. Rashtriya Madhyamaik Shiksha Abhiyan (RMSA)
     • Ministry/Department : Department of School Education & Literacy, Ministry of Human Resource Development
103. Kasturba Gandhi Balika Vidhyalaya
     • Ministry/Department : Department of School Education & Literacy, Ministry of Human Resource Development
104. Mid-Day Meal Scheme
     • Ministry/Department : Department of School Education & Literacy, Ministry of Human Resource Development
105. Sarva Shiksha Abhiyan(SSA)
     • Ministry/Department : Department of School Education & Literacy, Ministry of Human Resource Development

Donald Trump wins 2016 presidential election: victory speech, full transcript

Against all odds, polls, and projections, Donald Trump claimed victory in the presidential election Tuesday, delivering a speech at the Hilton Hotel in New York City on Tuesday to a cheering crowd of supporters.

It was an unexpected outcome for the Republican candidate, who beat out not only a stacked GOP primary field but also an even more formidable opponent in Hillary Clinton, who was consistently ahead of him in the polls up and in a much stronger position on the electoral map.

Not to mention the fact that Trump has been mired in scandals and gaffes throughout the election. More than a dozen women have accused him of sexual assault after a hot mic tape revealed him bragging about “grabbing” women by the genitals; he has made vague insinuations connecting President Obama and Clinton to terrorism groups; he led a campaign built on wild inaccuracies and vague to nonexistent policy proposals; and he built his campaign on divisive anti-immigrant and anti-Muslim rhetoric, garnering even the support of white nationalists.

Despite all this, however, Trump managed to strike a chord with the American people as an unorthodox candidate without a political background, selling a call for a Southern border wall, a temporary ban on Muslim immigrants, and his strong opposition to trade deals, among his other bombastic talking points.

All the worry over Trump’s possible refusal to concede the election is now moot. He is the one who got to accept Clinton’s concession.

Below TechEra will publish a rush transcript of his speech in full. [Editor’s note: The transcript may have missing words or phrases.]

---

Thank you. Thank you very much, everyone. Sorry to keep you waiting. Complicated business, complicated. Thank you very much.

I've just received a call from Secretary Clinton. She congratulated us. It’s about us. On our victory, and I congratulated her and her family on a very, very hard-fought campaign.

I mean, she fought very hard. Hillary has worked very long and very hard over a long period of time, and we owe her a major debt of gratitude for her service to our country.

I mean that very sincerely. Now it is time for America to bind the wounds of division, have to get together. To all Republicans and Democrats and independents across this nation, I say it is time for us to come together as one united people.

It is time. I pledge to every citizen of our land that I will be president for all of Americans, and this is so important to me. For those who have chosen not to support me in the past, of which there were a few people, I'm reaching out to you for your guidance and your help so that we can work together and unify our great country. As I've said from the beginning, ours was not a campaign but rather an incredible and great movement, made up of millions of hard-working men and women who love their country and want a better, brighter future for themselves and for their family.

It is a movement comprised of Americans from all races, religions, backgrounds, and beliefs, who want and expect our government to serve the people, and serve the people it will.

Working together, we will begin the urgent task of rebuilding our nation and renewing the American dream. I've spent my entire life in business, looking at the untapped potential in projects and in people all over the world.

That is now what I want to do for our country. Tremendous potential. I've gotten to know our country so well. Tremendous potential. It is going to be a beautiful thing. Every single American will have the opportunity to realize his or her fullest potential. The forgotten men and women of our country will be forgotten no longer.

We are going to fix our inner cities and rebuild our highways, bridges, tunnels, airports, schools, hospitals. We're going to rebuild our infrastructure, which will become, by the way, second to none, and we will put millions of our people to work as we rebuild it. We will also finally take care of our great veterans who have been so loyal, and I've gotten to know so many over this 18-month journey.

The time I've spent with them during this campaign has been among my greatest honors.

Our veterans are incredible people. We will embark upon a project of national growth and renewal. I will harness the creative talents of our people, and we will call upon the best and brightest to leverage their tremendous talent for the benefit of all. It is going to happen. We have a great economic plan. We will double our growth and have the strongest economy anywhere in the world. At the same time, we will get along with all other nations willing to get along with us. We will be. We will have great relationships. We expect to have great, great relationships. No dream is too big, no challenge is too great. Nothing we want for our future is beyond our reach.

America will no longer settle for anything less than the best. We must reclaim our country's destiny and dream big and bold and daring. We have to do that. We're going to dream of things for our country, and beautiful things and successful things once again.

I want to tell the world community that while we will always put America's interests first, we will deal fairly with everyone, with everyone.

All people and all other nations. We will seek common ground, not hostility; partnership, not conflict. And now I would like to take this moment to thank some of the people who really helped me with this, what they are calling tonight a very, very historic victory.

First, I want to thank my parents, who I know are looking down on me right now. Great people. I've learned so much from them. They were wonderful in every regard. Truly great parents. I also want to thank my sisters, Marianne and Elizabeth, who are here with us tonight. Where are they? They're here someplace. They're very shy, actually.

And my brother Robert, my great friend. Where is Robert? Where is Robert?

My brother Robert, and they should be on this stage, but that's okay. They're great.

And also my late brother Fred, great guy. Fantastic guy. Fantastic family. I was very lucky.

Great brothers, sisters, great, unbelievable parents. To Melania and Don and Ivanka and Eric and Tiffany and Barron, I love you and I thank you, and especially for putting up with all of those hours. This was tough.

This was tough. This political stuff is nasty, and it is tough. So I want to thank my family very much. Really fantastic. Thank you all. Thank you all. Lara, unbelievable job. Unbelievable. Vanessa, thank you. Thank you very much. What a great group.

You've all given me such incredible support, and I will tell you that we have a large group of people. You know, they kept saying we have a small staff. Not so small. Look at all of the people that we have. Look at all of these people.

And Kellyanne and Chris and Rudy and Steve and David. We have got tremendously talented people up here, and I want to tell you it's been very, very special.

I want to give a very special thanks to our former mayor, Rudy Giuliani. He's unbelievable. Unbelievable. He traveled with us and he went through meetings, and Rudy never changes. Where is Rudy. Where is he?

[Chanting "Rudy"]

Gov. Chris Christie, folks, was unbelievable. Thank you, Chris. The first man, first senator, first major, major politician — let me tell you, he is highly respected in Washington because he is as smart as you get. Sen. Jeff Sessions. Where is Jeff? A great man. Another great man, very tough competitor. He was not easy. He was not easy. Who is that? Is that the mayor that showed up? Is that Rudy?

Up here. Really a friend to me, but I'll tell you, I got to know him as a competitor because he was one of the folks that was negotiating to go against those Democrats, Dr. Ben Carson. Where's been? Where is Ben? By the way, Mike Huckabee is here someplace, and he is fantastic. Mike and his familiar bring Sarah, thank you very much. Gen. Mike Flynn. Where is Mike? And Gen. Kellogg. We have over 200 generals and admirals that have endorsed our campaign and there are special people.

We have 22 Congressional Medal of Honor people. A very special person who, believe me, I read reports that I wasn't getting along with him. I never had a bad second with him. He's an unbelievable star. He is — that's right, how did you possibly guess? Let me tell you about Reince. I've said Reince. I know it. I know it. Look at all of those people over there. I know it, Reince is a superstar. I said, they can't call you a superstar, Reince, unless we win it. Like Secretariat. He would not have that bust at the track at Belmont.

Reince is really a star and he is the hardest-working guy, and in a certain way I did this. Reince, come up here. Get over here, Reince.

Boy, oh, boy, oh, boy. It's about time you did this right. My god. Nah, come here. Say something.

[Reince Priebus: Ladies and gentlemen, the next president of the united States, Donald Trump! Thank you. It's been an honor. God bless. Thank God.]

Amazing guy. Our partnership with the RNC was so important to the success and what we've done, so I also have to say, I've gotten to know some incredible people.

The Secret Service people. They're tough and they're smart and they're sharp and I don't want to mess around with them, I can tell ya. And when I want to go and wave to a big group of people and they rip me down and put me back down in the seat, but they are fantastic people so I want to thank the Secret Service.

And law enforcement in New York City, they're here tonight. These are spectacular people, sometimes under appreciated unfortunately. We appreciate them. So it's been what they call an historic event, but to be really historic, we have to do a great job, and I promise you that I will not let you down. We will do a great job. We will do a great job. I look very much forward to being your president, and hopefully at the end of two years or three years or four years or maybe even eight years you will say so many of you worked so hard for us, with you. You will say that — you will say that that was something that you were — really were very proud to do and I can — thank you very much.

And I can only say that while the campaign is over, our work on this movement is now really just beginning. We're going to get to work immediately for the American people, and we're going to be doing a job that hopefully you will be so proud of your president. You will be so proud. Again, it's my honor.

It's an amazing evening. It's been an amazing two-year period, and I love this country. Thank you.

Thank you very much. Thank you to Mike Pence.

Modi Had Dropped Hints on the Surgical Strike on Black Money : Full Speech

You have 50 days to deposit your notes: Full text of Modi's black money speech

Your money will remain yours. You need have no worry on this point

My dear citizens 

I hope you ended the festive season of Diwali with joy and new hope. Today, I will be speaking to you about some critical issues and important decisions. Today I want to make a special request to all of you. You may recall the economic situation in May 2014 when you entrusted us with an onerous responsibility. In the context of BRICS, it was being said that the “I” in BRICS was shaky. Since then, we had two years of severe drought. Yet, in the last two and a half years with the support of 125 crore Indians, India has become the “bright spot” in the global economy. It is not just we who are saying this; it is being stated by the International Monetary Fund and the World Bank. 

In this effort for development, our motto has been ‘Sab Ka Saath Sab Ka Vikas’: We are with all citizens and for development of all citizens. This Government is dedicated to the poor. It will remain dedicated to them. In our fight against poverty, our main thrust has been to empower the poor, and make them active participants in the benefits of economic progress. 

The Pradhan Mantri Jan Dhan Yojana, 

the Jan Suraksha Yojana, 

the Pradhan Mantri Mudra Yojana for small enterprises, 

the Stand-up India programme for Dalits, Adivasis and Women, 

the Pradhan Mantri Ujjwala Scheme for gas connections in the homes of the poor, 

the Pradhan Mantri Fasal Beema Yojana and Pradhan Mantri Krishi Sinchai Yojana to protect the income of farmers, 

the Soil Health Card Scheme to ensure the best possible yield from farmers’ fields, 

and the e-NAM National Market Place scheme to ensure farmers get the right price for their produce 

—these are all reflections of this approach. 

In the past decades, the spectre of corruption and black money has grown. It has weakened the effort to remove poverty. On the one hand, we are now No. 1 in the rate of economic growth. But on the other hand, we were ranked close to one hundred in the global corruption perceptions ranking two years back. In spite of many steps taken, we have only been able to reach a ranking of seventy-six now. Of course, there is improvement. This shows the extent to which corruption and black money have spread their tentacles. 

The evil of corruption has been spread by certain sections of society for their selfish interest. They have ignored the poor and cornered benefits. Some people have misused their office for personal gain. On the other hand, honest people have fought against this evil. Crores of common men and women have lived lives of integrity. We hear about poor auto-rickshaw drivers returning gold ornaments left in the vehicles to their rightful owners. We hear about taxi drivers who take pains to locate the owners of cell phones left behind. We hear of vegetable vendors who return excess money given by customers. 

There comes a time in the history of a country’s development when a need is felt for a strong and decisive step. For years, this country has felt that corruption, black money and terrorism are festering sores, holding us back in the race towards development. 

Terrorism is a frightening threat. So many have lost their lives because of it. But have you ever thought about how these terrorists get their money? Enemies from across the border run their operations using fake currency notes. This has been going on for years. Many times, those using fake five hundred and thousand rupee notes have been caught and many such notes have been seized. 

Brothers and sisters, 

On the one hand is the problem of terrorism; on the other is the challenge posed by corruption and black money. We began our battle against corruption by setting up an SIT headed by a retired Supreme Court judge, immediately upon taking office. Since then

• a law was passed in 2015 for disclosure of foreign black money; 

• agreements with many countries, including the USA, have been made to add provisions for sharing banking information; 

• a strict law has come into force from August 2016 to curb benami transactions, which are used to deploy black money earned through corruption; 

• a scheme was introduced for declaring black money after paying a stiff penalty; 

My dear countrymen, 

Through all these efforts, in the last two and a half years, we have brought into the open nearly 1 lakh 25 thousand crore rupees of black money belonging to the corrupt. Honest citizens want this fight against corruption, black money, benami property, terrorism and counterfeiting to continue. Which honest citizen would not be pained by reports of crores worth of currency notes stashed under the beds of government officers? Or by reports of cash found in gunny bags? 

The magnitude of cash in circulation is directly linked to the level of corruption. Inflation becomes worse through the deployment of cash earned in corrupt ways. The poor have to bear the brunt of this. It has a direct effect on the purchasing power of the poor and the middle class. You may yourself have experienced when buying land or a house, that apart from the amount paid by cheque, a large amount is demanded in cash. This creates problems for an honest person in buying property. The misuse of cash has led to artificial increase in the cost of goods and services like houses, land, higher education, health care and so on. 

High circulation of cash also strengthens the hawala trade which is directly connected to black money and illegal trade in weapons. Debate on the role of black money in elections has been going on for years. 

Brothers and sisters, 

To break the grip of corruption and black money, we have decided that the five hundred rupee and thousand rupee currency notes presently in use will no longer be legal tender from midnight tonight, that is 8th November 2016. This means that these notes will not be acceptable for transactions from midnight onwards. The five hundred and thousand rupee notes hoarded by anti-national and anti-social elements will become just worthless pieces of paper. The rights and the interests of honest, hard-working people will be fully protected. Let me assure you that notes of one hundred, fifty, twenty, ten, five, two and one rupee and all coins will remain legal tender and will not be affected. 

This step will strengthen the hands of the common man in the fight against corruption, black moneyand fake currency. To minimise the difficulties of citizens in the coming days, several steps are being taken. 

1. Persons holding old notes of five hundred or one thousand rupees can deposit these notes in their bank or post office accounts from 10th November till close of banking hours on 30th December 2016 without any limit. 

2. Thus you will have 50 days to deposit your notes and there is no need for panic. 

3. Your money will remain yours. You need have no worry on this point. 

4. After depositing your money in your account, you can draw it when you need it. 

5. Keeping in mind the supply of new notes, in the first few days, there will be a limit of ten thousand rupees per day and twenty thousand rupees per week. This limit will be increased in the coming days. 

6. Apart from depositing your notes in your bank account, another facility will also be there. 

7. For your immediate needs, you can go to any bank, head post office or sub post office, show your identity proof like Aadhaar card, voter card, ration card, passport, PAN card or other approved proofs, and exchange your old five hundred or thousand rupee notes for new notes. 

8. From 10th November till 24th November the limit for such exchange will be four thousand rupees. From 25th November till 30th December, the limit will be increased. 

9. There may be some who, for some reason, are not able to deposit their old five hundred or thousand rupee notes by 30th December 2016. 

10. They can go to specified offices of the Reserve Bank of India up to 31st March 2017 and deposit the notes after submitting a declaration form. 

11. On 9th November and in some places on 10th November also, ATMs will not work. In the first few days, there will be a limit of two thousand rupees per day per card. 

12. This will be raised to four thousand rupees later. 

13. Five hundred and thousand rupee notes will not be legal tender from midnight. However for humanitarian reasons, to reduce hardship to citizens, some special arrangements have been made for the first 72 hours, that is till midnight on 11th November. 

14. During this period, government hospitals will continue to accept five hundred and thousand rupee notes for payment. 

15. This is for the benefit of those families whose members may be unwell. 

16. Pharmacies in government hospitals will also accept these notes for buying medicines with doctors’ prescription. 

17. For 72 hours, till midnight on 11th November, railway ticket booking counters, ticket counters of government buses and airline ticket counters at airports will accept the old notes for purchase of tickets. This is for the benefit of those who may be travelling at this time. 

18. For 72 hours, five hundred and thousand rupee notes will be accepted also at

• Petrol, diesel and CNG gas stations authorised by public sector oil companies

• Consumer co-operative stores authorised by State or Central Government

• Milk booths authorised by State governments

• Crematoria and burial grounds. 

These outlets will have to keep proper records of stock and collections. 

19. Arrangements will be made at international airports for arriving and departing passengers who have five hundred or thousand rupee notes of not more than five thousand rupees, to exchange them for new notes or other legal tender. 

20. Foreign tourists will be able to exchange foreign currency or old notes of not more than Rs 5000 into legal tender. 

21. One more thing I would like to mention, I want to stress that in this entire exercise, there is no restriction of any kind on non-cash payments by cheques, demand drafts, debit or credit cards and electronic fund transfer. 

Brothers and sisters, 

In spite of all these efforts there may be temporary hardships to be faced by honest citizens. Experience tells us that ordinary citizens are always ready to make sacrifices and face difficulties for the benefit of the nation. I see that spirit when a poor widow gives up her LPG subsidy, when a retired school teacher contributes his pension to the Swacch Bharat mission, when a poor Adivasi mother sells her goats to build a toilet, when a soldier contributes 57 thousand rupees to make his village clean. I have seen that the ordinary citizen has the determination to do anything, if it will lead to the country’s progress. 

So, in this fight against corruption, black money, fake notes and terrorism, in this movement for purifying our country, will our people not put up with difficulties for some days? I have full confidence that every citizen will stand up and participate in this ‘mahayagna’. My dear countrymen, after the festivity of Diwali, now join the nation and extend your hand in this Imandaari ka Utsav, this Pramanikta ka Parv, this celebration of integrity, this festival of credibility. 

I am sure that all political parties, all governments, social services organizations, the media and indeed all sections of the society will take part in this with enthusiasm and make it a success. 

My dear countrymen, 

Secrecy was essential for this action. It is only now, as I speak to you, that various agencies like banks, post offices, railways, hospitals and others are being informed. The Reserve Bank, banks and post offices have to make many arrangements at very short notice. Obviously, time will be needed. Therefore all banks will be closed to the public on 9th November. This may cause some hardship to you. I have full faith that banks and post offices will successfully carry out this great task of national importance. However, I appeal to all of you to help the banks and post offices to meet this challenge with poise and determination. 

My dear citizens, 

From time to time, based on currency needs, the Reserve Bank with the approval of the Central Government brings out new notes of higher value. In 2014, the Reserve Bank sent a recommendation for issue of five thousand and ten thousand rupee notes. After careful consideration, this was not accepted. Now as part of this exercise, RBI’s recommendation to issue two thousand rupee notes has been accepted. New notes of five hundred rupees and two thousand rupees, with completely new design will be introduced. Based on past experience, the Reserve Bank will hereafter make arrangements to limit the share of high denomination notes in the total currency in circulation. 

In a country’s history, there come moments when every person feels he too should be part of that moment, that he too should make his contribution to the country’s progress. Such moments come but rarely. Now, we again have an opportunity where every citizen can join this mahayajna against the ills of corruption, black money and fake notes. The more help you give in this campaign, the more successful it will be. 

It has been a matter of concern for all of us that corruption and black money tend to be accepted as part of life. This type of thinking has afflicted our politics, our administration and our society like an infestation of termites. None of our public institutions is free from these termites. 

Time and again, I have seen that when the average citizen has to choose between accepting dishonesty and bearing inconvenience, they always choose to put up with inconvenience. They will not support dishonesty. 

Once again, let me invite you to make your contribution to this grand sacrifice for cleansing our country, just as you cleaned up your surroundings during Diwali. 

Let us ignore the temporary hardship 

Let us join this festival of integrity and credibility 

Let us enable coming generations to live their lives with dignity 

Let us fight corruption and black money

Let us ensure that the nation’s wealth benefits the poor 

Let us enable law-abiding citizens to get their due share. 

I am confident in the 125 crore people of India, and I am sure the country will get success. 

Thank you very much. Thanks a lot. 

Namaskar. 

Bharat Mata Ki Jai.

for full Video : https://www.youtube.com/watch?v=zmwQWe-jA_4&feature=youtu.be